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Consumer Loan Underwriter

Rome, NY 13440

Posted: 06/02/2025 Employment Type: Contract To Hire Job Number: 10191 Pay Rate: $28-30

Job Description


HumanHire is partnered with a leading Bank to find a Consumer Loan Underwriter to join the organizations growing team in Rome, NY.

The Consumer Loan Underwriter is responsible for evaluating and decisioning consumer loan applications, including auto loans, personal loans, credit cards, and other unsecured credit requests. Please note that this is a long term contract opportunity, with potential to convert to a permanent position.

We Offer:
  • Pay: $28-30/hour plus OT and weekly pay and bonus
  • Unique Bonus Structure: Up to 10% in annual bonus when permanent
  • Great Benefits!
  • Hybrid Flexibility!

Consumer Loan Underwriter Responsibilities:
  • Review, analyze, and underwrite consumer loan applications using manual and automated decision-making tools.
  • Evaluate creditworthiness by assessing credit reports, income documentation, debt-to-income (DTI) ratios, loan-to-value (LTV) ratios, and other risk factors.
  • Make timely and accurate credit decisions within assigned authority limits or recommend decisions to higher authority levels when necessary.
  • Communicate loan decisions to lending staff or directly to members, providing clear rationale and offering alternatives when applicable.
  • Maintain a strong understanding of credit union policies, lending regulations (e.g., Fair Lending, ECOA, TILA), and compliance standards.

Qualifications:
  • 1+ years of Underwriter experience
  • Consumer Loan experience highly preferred
  • Ability to obtain and retain NMLA license

If you are interested in learning more, please apply to this posting with your resume for immediate consideration and a recruiter will be in contact within 48 hours if qualified. Thanks!

If this is not the ideal position for you but are still interested in hearing about what other job opportunities are in your area, please visit www.humanhirellc.comand email your resume to jobs[at]humanhirellc.com!

HumanHire is a national executive search and staffing firm who with a leadership team that has over 50 years of experience as trusted industry professionals specializing in direct hire, temp to hire, temporary and payrolling services. We have cultivated long-lasting relationships and utilize them to connect our candidates and clients in several industries and job functions:
  • Human Resources
  • Customer Service
  • Administration
  • Finance & Accounting
  • Operations
  • Executive Search
  • Non-Clinical Healthcare
  • Information Technologies
  • Supply Chain & Logistics
  • Legal
  • Real Estate
  • Sales & Marketing
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About Rome, NY

Discover exciting job opportunities in the picturesque town of Rome, New York! Join us in exploring a region steeped in history and surrounded by natural beauty, with endless opportunities for growth and success. Imagine building your career against the backdrop of iconic landmarks like Fort Stanwix National Monument, or indulging in the local delicacies of tomato pie at local pizzerias. Home to the Capitol Theatre, Delta Lake State Park, and the Rome Art and Community Center, job seekers can enjoy a blend of culture and outdoor recreation. Consider a career move to Rome, NY, and embrace a lifestyle filled with charm and endless possibilities!